Most of today was work. The rest, many long hours, was taken up with the dreaded condo meeting which we have skillfully managed to avoid for a few years. Today, though, we had something we wanted to do with our ownership.
I felt trapped much of the time
Most of the time these salespeople make you sit around and stew while they write up presentations. We confused them, because we had specific information we wanted to find out. I just kept asking my questions.
Eventually we negotiated to close enough what we wanted, which will set us up nicely to sell the thing next year or whenever I stop working. But I’m wiped out. Lee is exhausted from not yelling and making a scene. I’m proud of him.
The nice condo we went to had some good decorative elements. Here are nice lamps.
There was one highlight, which was having a good talk about politics with our salesman, who was our age. We told him we have some hope for Texas in November. He told us one reason he lives in Hawaii is it’s so red.
This is my tired old woman face.
So, no anecdotes or bird stories today. I’m thinking of the tropical storm than has crossed into Texas and hoping it sends rain to the ranch.
As faithful readers may have noticed, Lee and I bought into a timeshare, after swearing we’d never do that. But, we reasoned that by paying into it, we would be more likely to take the time out of our schedules to go travel, and it would be like having a second (okay, third) home without having to maintain it ourselves.
We (or I) have enjoyed visiting various spots, like North Carolina, South Carolina, Florida, and Utah. We also had a fun trip within Texas through the system. I have no complaints about the facilities or staff, and was really impressed by how careful they were when I went to Utah and managed to avoid humans and their diseases.
But, it turns out that the resorts and amenities are a small part of the operations, which really seem to be focused on aggressively pursuing late payments and trying to get people to default on their loans. If a payment isn’t received immediately, debt collection calls start. I’ve never had debt collection calls from anywhere, ever before!
It turns out that our problem is that Lee prefers to make payments by postal mail, using the coupon books provided by the company and personal checks. That’s a legitimate way to pay, and I used to pay for things that way, too. This does make us dependent on the US Postal Service to get our payments to the company on time. Payments sent a week before due date were a few days late a couple of times since we got the timeshare. As soon as I realized the calls were legit, I always paid the bills by credit card. They kindly took the checks, too, once they arrived. I guess it applied to principal.
But then, around Christmas/New Year’s, I kept getting calls and calls. It seems that they didn’t get TWO payments. Lee swore he’d paid them. Well, ha! He had sent the payments all right, but they got RETURNED to us for sending them to the wrong address (the address on the payment coupons). Well, changing your address and not forwarding mail to the new one sure is a way to get lots of late fees.
Thanks a lot, postal service
I called their debt servicing folks, and a lady gave me two entirely different addresses to send payments to. She said she never heard of the one on our coupons. Uh huh. Too bad, so sad.
I sent their email address proof that we DID make the payments and that the postal service had returned them. I asked that they not report me as not paying my bills.
So, beware. Timeshares can be fun and simplify travel, but I’d pay cash up front if I ever did it again, which I won’t.
The Hermits' Rest 